{"id":5478,"date":"2022-12-07T19:42:06","date_gmt":"2022-12-07T19:42:06","guid":{"rendered":"https:\/\/www.rubinwealthadvisors.com\/rubinreport\/?p=5478"},"modified":"2024-10-02T14:05:48","modified_gmt":"2024-10-02T14:05:48","slug":"active-passive-investing","status":"publish","type":"post","link":"https:\/\/www.rubinwealthadvisors.com\/rubinreport\/active-passive-investing\/","title":{"rendered":"Active vs Passive Investing"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5478\" class=\"elementor elementor-5478\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e69d876 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e69d876\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c0cfa77\" data-id=\"c0cfa77\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70b0ec8 elementor-widget elementor-widget-image\" data-id=\"70b0ec8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"670\" src=\"https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2022\/12\/Active-Vs-Passive-Investing.webp\" class=\"attachment-large size-large wp-image-7383\" alt=\"Active &amp; Passive Investing\" srcset=\"https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2022\/12\/Active-Vs-Passive-Investing.webp 800w, 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aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tTwitter\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Share on linkedin\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\n\t\t\t\t\t\t\t\t<i class=\"fab fa-linkedin\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-share-btn__text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__title\">\n\t\t\t\t\t\t\t\t\t\tLinkedIn\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bc78574 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bc78574\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fb23066\" data-id=\"fb23066\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b227e21 elementor-widget elementor-widget-text-editor\" data-id=\"b227e21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">There are two ways to put your money to work in the markets: passive and active. Both use standard benchmarks like the S&amp;P 500 to measure their success, but dynamic investing tries to beat the benchmark while passive investing attempts to match it.<\/span><\/p><h2><span style=\"font-weight: 400;\">What does &#8220;active investing&#8221; mean?<\/span><\/h2><div><p><span style=\"font-weight: 400;\">Active investing is a strategy that involves buying and selling stocks often, usually intending to get better returns than the average index. It&#8217;s what you think of when you envision traders on Wall Street, though nowadays, you can do it from the comfort of your smartphone using apps like Robinhood.<\/span><\/p><p><span style=\"font-weight: 400;\">Bob Rubin, an investment advisor and senior partner at Rubin Wealth Advisors, a financial planning firm in Boca Raton, FL, says that investing usually requires a high level of market analysis and expertise to determine the best time to buy or sell investments.<\/span><\/p><p><span style=\"font-weight: 400;\">You can invest actively on your own or hire professionals to do it for you through actively managed mutual funds and traded funds (ETFs). These provide you with a ready-made portfolio of hundreds of investments.<\/span><\/p><p>Active fund managers look at a lot of information about each investment in their portfolios. This includes both quantitative and qualitative information about security and the market and economic trends. Managers use this information to buy and sell assets to take advantage of short-term price changes and keep the fund&#8217;s asset allocation on track.<\/p><p>Without that constant attention, it&#8217;s easy for even the most meticulously designed, actively managed portfolio to fall prey to volatile market fluctuations and rack up short-term losses that may impact long-term goals.<br \/>Most investors should avoid active investing, especially regarding their long-term retirement savings.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-33adb9e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"33adb9e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ed87696\" data-id=\"ed87696\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c020123 elementor-widget elementor-widget-image\" data-id=\"c020123\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1030\" height=\"429\" data-src=\"https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2023\/09\/Subscrbe-CTA-image-1030x429.png\" class=\"attachment-large size-large wp-image-9283 lazyload\" alt=\"\" data-srcset=\"https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2023\/09\/Subscrbe-CTA-image-1030x429.png 1030w, https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2023\/09\/Subscrbe-CTA-image-300x125.png 300w, https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2023\/09\/Subscrbe-CTA-image-80x33.png 80w, https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2023\/09\/Subscrbe-CTA-image-768x320.png 768w, https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2023\/09\/Subscrbe-CTA-image-1536x640.png 1536w, https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2023\/09\/Subscrbe-CTA-image-2048x853.png 2048w, https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2023\/09\/Subscrbe-CTA-image-1500x625.png 1500w, https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2023\/09\/Subscrbe-CTA-image-705x294.png 705w, https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2023\/09\/Subscrbe-CTA-image.png 1920w\" data-sizes=\"(max-width: 1030px) 100vw, 1030px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 1030px; --smush-placeholder-aspect-ratio: 1030\/429;\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c283c6 elementor-widget elementor-widget-html\" data-id=\"1c283c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script src=\"https:\/\/www.cognitoforms.com\/f\/seamless.js\" data-key=\"o3wivveY-E-CqvTqnB2IAA\" data-form=\"1\"><\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e645c7e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e645c7e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ee2d45\" data-id=\"2ee2d45\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3de9d96 elementor-widget elementor-widget-text-editor\" data-id=\"3de9d96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2><span style=\"font-weight: 400;\">Pros of investing actively<\/span><\/h2><p><strong>Flexibility in volatile markets.<\/strong> &#8220;In down markets, the active investor can move to a defensive position or hold, like cash or government bonds, to avoid huge losses,&#8221; says Brian Stivers, an investment adviser and founder of Stivers Financial Services in Knoxville, Tennessee. In the same way, investors can change their portfolios to hold more stocks in growing markets. By reacting to real-time market conditions, they can beat the performance of market benchmarks like the <span style=\"font-weight: 400;\">S&amp;P 500<\/span>, at least in the short term.<\/p><p><strong>Trading options have grown.<\/strong> Active investors can use trading strategies like hedging with options or shorting the stock to make windfalls that increase their chances of beating market indexes. But these can also significantly increase the costs and risks of active investing, so they are best left to professionals and investors with a lot of experience.<\/p><p><strong>Tax management.<\/strong> Active investing allows an intelligent financial advisor or portfolio manager to make trades that offset gains for tax purposes. This is called &#8220;harvesting tax losses.&#8221; Even though you can use tax-loss harvesting with passive investing, active investment strategies may offer more opportunities and make it easier to avoid the wash-sale rule because they involve more trading.<\/p><p>If you\u2019re more interested in achieving financial gains instead of perpetuating underperforming woke strategies,<a href=\"https:\/\/www.rubinwealthadvisors.com\/contact-politically-conservative-wealth-advisor\/\"> <i>call Rubin Wealth Advisors<\/i><\/a> to speak to a professional with the same moral values as you.<\/p><h2>Active investing has some drawbacks.<\/h2><p><strong><span data-preserver-spaces=\"true\">There is an increase in costs.<\/span><\/strong><span data-preserver-spaces=\"true\">\u00a0Stocks and ETFs are no longer subject to trading fees at most brokerage firms. There may be fees associated with more complex trading strategies that use derivatives. If you invest in actively managed funds, you&#8217;ll pay high fees. Actively managed funds had an average expense ratio of 0.71 percent as of 2020.\u00a0<\/span><\/p><p><strong> Added Risk.<\/strong>\u00a0 If correct, active investors can make a significant amount of money but if you make the wrong call, then the opposite is also true. Using borrowed money, or margin, to purchase an investment can cause huge gains and losses if it moves in the opposite direction.<\/p><p><strong>Trend exposure.<\/strong> It&#8217;s easy to jump on the bandwagon and follow active investing trends, whether meme stocks or exercise fads related to pandemics. Think about the investor who decided to join the movement of working out at home and bought Peloton (PTON) on January 4, 2021, for $145. Since the pandemic is almost over, that stock is worth less than $10 as of July 2022. <span style=\"font-weight: 400;\">Investing based on trends can take time to tell if you&#8217;re at the end of the movement or if there&#8217;s still room for growth.<\/span><\/p><h2><span style=\"font-weight: 400;\">How does passive investing work?<\/span><\/h2><p>The goal of passive investing is to buy assets and keep them for a long time. It&#8217;s best described as a hands-off approach: you choose <span style=\"font-weight: 400;\">securities<\/span> and then hold on through ups and downs with a long-term goal like retirement in mind.<\/p><p>Passive strategies usually involve buying shares of index funds or ETFs that try to match the performance of major market indexes like the S&amp;P 500 or Nasdaq Composite. The active approach tends to focus on individual stocks. You can buy shares of these funds through any brokerage account or a Robo-advisor.<\/p><p>Passive investing doesn&#8217;t need to be looked at every day because it&#8217;s a &#8220;set it and forget it&#8221; method that only tries to match the performance of the market. This means fewer transactions and much lower fees, especially regarding money. Because of this, financial advisors often recommend it for retirement savings and other investment goals.<\/p><h2>Pros of Passive Investing<\/h2><p><strong>Lower cost.<\/strong> Passive investing can lower costs for individual investors because there are fewer trades. Also, passively managed funds have lower expense ratios than most actively managed funds because they don&#8217;t have to do as much research or work. In 2020, the average cost of passive mutual funds was 0.06%, while the average price of passive ETFs was 0.18%.<\/p><p><strong>You have less risk.<\/strong> Because passive strategies focus on funds, you usually put your money into hundreds or thousands of stocks and bonds. This makes it easy to spread your money around and lowers the chance that one lousy investment will ruin your whole portfolio. If you do your own active investing and don&#8217;t diversify enough, one terrible stock could wipe out many of your gains.<\/p><p><strong>Transparency.<\/strong> When you invest passively, you get what you see. The index your fund follows is often part of its name, and it will never invest in anything else. On the other hand, actively managed funds sometimes provide a different level of transparency. A lot is up to the manager&#8217;s discretion, and some techniques may even be kept from the public to maintain a competitive edge.<\/p><p><strong>Higher average returns.<\/strong> When investing for the long term, passive funds of all kinds almost always give higher returns. Over 20 years, about 90% of index funds tracking companies of all sizes outperformed their active counterparts. According to the latest S&amp;P Indices Versus Active (SPIVA) report from S&amp;P Dow Jones Indices, even over three years, more than half of them did.<\/p><h2>What&#8217;s wrong with passive investing?<\/h2><p>It doesn&#8217;t stand out. If you want the excitement of seeing a single stock&#8217;s price go up quickly and skyrocket, passive investing can&#8217;t compare.<\/p><p>In lousy bear markets, there is no way to get out. Stivers warns that passive investing has no way out during big market drops because it is made for the long term. Even though the market has always bounced back after a correction, there&#8217;s no guarantee it will do so quickly this time. This is one reason why it&#8217;s essential to change your asset allocation from time to time over a long period. So, as you get closer to the end of your investing time frame and have less time to recover from a market drop, you can make your portfolio more conservative.<\/p><h2>Should You Choose an Active Fund or Style of Investing?<\/h2><p>Since passive investing offers higher returns and lower costs over the long term, you might wonder if active investing has any place in the average investor&#8217;s portfolio. The answer may be yes for some types of investors.<\/p><p><strong>Keeping your money safe<\/strong><\/p><p>Stivers says that active investing strategies could help investors who care more about keeping their money than making more of it. For example, someone close to retirement who doesn&#8217;t have time to recover from significant losses or who wants to build a steady income instead of seeing steady long-term capital gains might do well with an active strategy.<\/p><p><strong>Strategies that work together<\/strong><\/p><p>Bob says that active and passive investments don&#8217;t have to be opposites and that a mix of the two could work well for many investors.<\/p><p>During a bull market, investors with both active and passive holdings can use their active portfolios to protect against downturns in their passive portfolios. A combination approach can also give investors peace of mind, knowing that their passive, long-term strategy (like retirement funds) is on autopilot. In contrast, their active, short-term approach (like a taxable brokerage account) lets them explore trends without putting their long-term goals at risk.<\/p><p>If you\u2019re more interested in achieving financial gains instead of perpetuating underperforming woke strategies,<a href=\"https:\/\/www.rubinwealthadvisors.com\/contact-politically-conservative-wealth-advisor\/\">\u00a0<i>call Rubin Wealth Advisors<\/i><\/a>\u00a0to speak to a professional with the same moral values as you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5fc95223 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5fc95223\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2ee8be7a\" data-id=\"2ee8be7a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b38d50a elementor-widget elementor-widget-image\" data-id=\"1b38d50a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"700\" height=\"900\" data-src=\"https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2022\/09\/bob_min-700x900-1.jpg\" class=\"attachment-large size-large wp-image-2977 lazyload\" alt=\"bob rubin\" data-srcset=\"https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2022\/09\/bob_min-700x900-1.jpg 700w, https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2022\/09\/bob_min-700x900-1-233x300.jpg 233w, https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2022\/09\/bob_min-700x900-1-62x80.jpg 62w, https:\/\/www.rubinwealthadvisors.com\/rubinreport\/wp-content\/uploads\/2022\/09\/bob_min-700x900-1-548x705.jpg 548w\" data-sizes=\"(max-width: 700px) 100vw, 700px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 700px; --smush-placeholder-aspect-ratio: 700\/900;\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-29df5ef8\" data-id=\"29df5ef8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f898447 elementor-widget elementor-widget-text-editor\" data-id=\"4f898447\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 600; font-size: 25px; font-family: 'Playfair Display', sans-serif; color: #252468;\">Are you concerned about inflation, ESG compliances, and the 2022 crypto crash?<\/p><p style=\"font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 600; font-size: 25px; font-family: 'Playfair Display', sans-serif; color: #252468;\">Your investment portfolio can be affected by any or all of these factors.<\/p><p style=\"font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 600; font-size: 25px; font-family: 'Playfair Display', sans-serif; color: #252468;\">Schedule an appointment with Bob Rubin, your dedicated, conservative financial advisor, for a free portfolio analysis today.<\/p><p style=\"font-style: normal; font-variant-ligatures: normal; font-variant-caps: normal; font-weight: 600; font-size: 25px; font-family: 'Playfair Display', sans-serif; color: #252468;\">Get started by clicking the button below.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-39d9862 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"39d9862\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5dcc719\" data-id=\"5dcc719\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c922ab1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c922ab1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d35f755\" data-id=\"d35f755\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f26746 elementor-align-center elementor-button-info textc elementor-widget elementor-widget-button\" data-id=\"2f26746\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xl\" href=\"https:\/\/www.rubinwealthadvisors.com\/contact-a-politically-conservative-financial-advisor\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-calendar-alt\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Meet Bob<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ae922de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ae922de\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d859497\" data-id=\"d859497\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f1682b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f1682b8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element 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a:hover,\n\t\t\t\t\t#rt-tpg-container-3674690675 .rt-holder .rt-woo-info h3 a:hover,\n\t\t\t\t\t#rt-tpg-container-3674690675 .rt-holder .rt-woo-info h4 a:hover,\n\t\t\t\t\t#rt-tpg-container-3674690675 .rt-holder .rt-woo-info h2:hover,\n\t\t\t\t\t#rt-tpg-container-3674690675 .rt-holder .rt-woo-info h3:hover,\n\t\t\t\t\t#rt-tpg-container-3674690675 .rt-holder .rt-woo-info h4:hover{color:#121d7b !important;}<\/style><div class='rt-container-fluid rt-tpg-container tpg-shortcode-main-wrapper ' id='rt-tpg-container-3674690675'   data-layout='layout12' data-grid-style='even' data-desktop-col='3'  data-tab-col='2'  data-mobile-col='1' data-sc-id='4912'><div class=\"tpg-widget-heading-wrapper heading-style1 center\"><span class=\"tpg-widget-heading-line line-left\"><\/span><h1 class=\"tpg-widget-heading\">Related Articles<\/h1><span class=\"tpg-widget-heading-line\"><\/span><\/div><div data-title='Loading ...' class='rt-row rt-content-loader   layout12 tpg-even '><div class=\"rt-col-md-4 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Revolution\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 800px; --smush-placeholder-aspect-ratio: 800\/670;\" \/><\/a><\/div> <div class='rt-detail'><h3 class=\"entry-title\"><a data-id=\"10109\" class=\"\" href=\"https:\/\/www.rubinwealthadvisors.com\/rubinreport\/trumps-energy-revolution\/\" target='_blank'>Trump\u2019s Energy Revolution: A Roadmap for Conservative Investors to Profit from U.S. Energy Dominance<\/a><\/h3><div class='post-meta center'><span class='read-more'><a data-id='10109' class='' href='https:\/\/www.rubinwealthadvisors.com\/rubinreport\/trumps-energy-revolution\/' target='_blank'>Read More<\/a><\/span><\/div><\/div><\/div><\/div><\/div><div class='rt-pagination-wrap' data-total-pages='15' data-posts-per-page='6' data-type='pagination'  ><div class=\"rt-pagination\" ><ul class=\"pagination-list\"><li class=\"active\"><span>1<\/span><\/li><li><a 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aria-label='Last'>&raquo;<\/a><\/li><\/ul><\/div><\/div><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-200e6eec elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"200e6eec\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-391c12af\" data-id=\"391c12af\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-779b64bb elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"779b64bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">No BS\u2026 <span style=\"text-decoration: underline #BD1317;'\">Just straight forward advice<\/span><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d9def9e elementor-widget elementor-widget-text-editor\" data-id=\"4d9def9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Contact Bob, the Nation\u2019s Predominant<br \/>Politically Conservative Financial Advisor Today!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-726b7db3 elementor-widget elementor-widget-text-editor\" data-id=\"726b7db3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Call Bob @ <a href=\"tel:(561) 288-1111\">(561) 288-1111<\/a><\/p><p>Email Bob @\u00a0<a href=\"mailto:Bob@RubinWA.com\">Bob@RubinWA.com<\/a><\/p><p>Or schedule a call below!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-117429a4 elementor-widget elementor-widget-html\" data-id=\"117429a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- ScheduleOnce embed START -->\n<div id=\"SOIDIV_WebsitecallwithBob\" data-so-page=\"WebsitecallwithBob\" data-height=\"500\" data-style=\"border: 1px solid #d8d8d8; min-width: 280px; max-width: 900px;\" data-psz=\"00\"><\/div>\n<script type=\"text\/javascript\" src=\"https:\/\/cdn.oncehub.com\/mergedjs\/so.js\"><\/script>\n<!-- ScheduleOnce embed END -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Facebook Twitter LinkedIn There are two ways to put your money to work in the markets: passive and active. Both use standard benchmarks like the S&amp;P 500 to measure their success, but dynamic investing tries to beat the benchmark while passive investing attempts to match it. What does &#8220;active investing&#8221; mean? Active investing is a [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7383,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"cybocfi_hide_featured_image":"yes","footnotes":""},"categories":[1],"tags":[],"class_list":["post-5478","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Active &amp; Passive Investing<\/title>\n<meta name=\"description\" content=\"Active &amp; Passive Investing don\u2019t have to be opposites and that a mix of the two could work well for many investors.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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Rubin","author_link":"https:\/\/www.rubinwealthadvisors.com\/rubinreport\/author\/bbrubinwa-com\/"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/www.rubinwealthadvisors.com\/rubinreport\/category\/uncategorized\/\" rel=\"category tag\">Uncategorized<\/a>","rttpg_excerpt":"Facebook Twitter LinkedIn There are two ways to put your money to work in the markets: passive and active. Both use standard benchmarks like the S&amp;P 500 to measure their success, but dynamic investing tries to beat the benchmark while passive investing attempts to match it. What does &#8220;active investing&#8221; mean? 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