{"id":98,"date":"2021-12-15T19:52:57","date_gmt":"2021-12-15T19:52:57","guid":{"rendered":"https:\/\/www.rubinwealthadvisors.com\/rubinreport\/?p=98"},"modified":"2024-08-08T18:25:56","modified_gmt":"2024-08-08T18:25:56","slug":"one-of-the-investments-i-would-make-this-year-2022","status":"publish","type":"post","link":"https:\/\/www.rubinwealthadvisors.com\/rubinreport\/one-of-the-investments-i-would-make-this-year-2022\/","title":{"rendered":"One Of The Top Investments I Would Make This Year (Updated for 2022)"},"content":{"rendered":"\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

One of the investments I would make this year (Updated for 2022)<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"investments\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

It is going to take a bit longer for the Biden administration to realize that inflation may not be transitory and that it may not have peaked. Denial will not make inflation go away!<\/p>

But while Uncle Joe may take a bit longer to realize that inflation is pulling the rug out from under our investments, I\u2019m urging my clients to take action today!<\/p>

While I\u2019m recommending several asset classes that can help your portfolio during inflationary periods, there is one investment I\u2019m recommending you purchase while it\u2019s available in 2022:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

The Series I Savings Bond<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

You might\u2019ve just laughed, so why the Series I Savings Bonds?<\/strong><\/p>

The Series I Savings Bond is issued by the U.S. Department of the Treasury. They are inflation-protected and nearly risk-free investments that, through April 2022, are paying a 7.12% annual rate of interest.<\/p><\/div><\/section>

7.12% interest risk-free? What\u2019s the catch?<\/strong><\/div>

The catch is that there are two parts to a Series I Savings Bond\u2019s returns: a fixed rate and a variable rate. Currently, the fixed rate is at zero percent and the variable rate, which changes every six months based on the Consumer Price Index, is at 7.12 percent.<\/p>

This means that the bondholders may have rate changes twice a year.<\/p>

The value of a Series I Savings Bond doesn\u2019t decline, and rates won\u2019t drop below zero. If inflation continues that rate may go up even further, so they make a great investment if you believe inflation is with us for the long-term.<\/p>

I mention long-term because Series I Savings Bond investors can\u2019t access the funds for 12 months, and if they redeem the bond within the first five years, they lose the last three months of interest.<\/p><\/div><\/section>

\u00a0<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t