Wealth Management Services - Rubin Wealth Advisors

A personalized and comprehensive approach to wealth management.

Wealth management encompasses more than just your portfolio, but that’s a big part of it. Our team is also available to provide assistance with retirement planning, tax planning, insurance needs, estate planning, and planning for college expenses.

The RWA Way

Your goals, dreams, and needs are uniquely your own – and the roadmap to get you there should be as well. That’s why we get to know you, what is important to you and where you envision yourself in the future. Only then do we develop a customized wealth strategy that is personalized to your situation. Whether you are accumulating wealth or trying to keep what you already have, Bob and his team will help you chart the course to a stronger financial future.

A personalized and comprehensive approach to wealth management

Your goals, dreams, and needs are uniquely your own – and the roadmap to get you there should be as well. That’s why we get to know you, what is important to you and where you envision yourself in the future. Only then do we develop a customized wealth strategy that is personalized to your situation. Whether you are accumulating wealth, protecting against risk, planning for retirement or creating your legacy, Bob and his team will help you chart the course to a stronger financial future.

Trusted fiduciaries managing your investments

Your investment management needs should be handled by an advisor you can trust. As fiduciaries acting out of a legal and moral capacity, it is our job to place and serve your best interest ahead of our own.

Financial advice should always be in your best interest. Period. The important financial decisions in your life are more than just numbers. They reflect your values, priorities, and goals. As fiduciary financial advisors, our team will help you navigate through important life and business decisions.

Trusted fiduciaries managing your investments

We take a holistic approach to your wealth management needs

Our wealth management services start by us getting a top-down view of your situation. Only then can we start to provide any recommendations.

Investment Management

Retirement Planning

Tax Planning

Insurance Needs

Estate Planning

College Planning

Rubin Wealth Advisors has been managing my companies 401K plan for five years. As the business owner, I rely on Bob and the RWA team to create high-quality 401K plans for my employees. I value the fact that Bob operates the 401K business through the optics of his wealth management practice, which focuses on maximizing owner return without sacrificing any benefits for my employees.
Here at ALL-TAG, our 401K plan is used as a compensation instrument to recruit, retain, and reward our staff. That said, Bob’s ability to explain and simplify our 401K plan to the employees has directly impacted increased employee participation and contributions.

Stuart Seidel

How we do it - A Multifaceted Approach

The Overview - RWA's Investment Committee

We have brought together a group of skilled investment experts who convene regularly in a formal setting, with ongoing communication on a more informal basis throughout each month.

Our team analyzes present, past, and anticipated macroeconomic patterns and data, utilizing this information to shape our expectations and guide investment strategies.

Given the market fluctuations observed in recent years, the committee has played a pivotal role in charting our course forward.

Investment Models - Building Portfolios with a Solid Framework

At Rubin Wealth Advisors, our team of skilled investment professionals has developed a range of investment models. Each model is carefully designed to align with specific target risk profiles and life stages, providing tailored solutions for our clients.

To ensure their continued effectiveness, our models undergo regular reviews and adjustments. These updates are driven by valuable input from our investment committee, analysis of historical and projected trends, monitoring of any shifts in the risk profile of underlying assets, and consideration of various other factors.

It's worth noting that many of the underlying investments we select are held by multiple models, albeit in different proportions that align with each model's unique risk profile. This strategic approach allows us to maintain a diversified and well-balanced portfolio for our clients

Customization to Suit Each Client's Specific Needs

We take the time to thoroughly understand our clients' needs and their comfort level when it comes to investment risk before we allocate their assets. This process begins by gaining a comprehensive understanding of the client's financial situation and then guiding them through a risk assessment for investments.

To quantify each client's risk score, we rely on Riskalyze. This innovative tool is based on a Nobel Prize-winning framework that quantifies the language used in the financial advice industry. It replaces confusing and subjective terms like "moderately conservative" and "moderately aggressive" with a precise Risk Number®. This number, ranging from 1 to 99, provides a clear indication of a client's exact comfort zone for potential downside risk and upside gain, with a 95% Probability Range.

Once this step is completed, we proceed to select a portfolio that is tailored specifically to meet each client's needs.

Ongoing Monitoring - Things CAN and DO Change Over Time

Market and economic conditions are subject to change, and we adapt our model portfolios accordingly when deemed necessary.

It's natural for client portfolios to deviate from their target allocations over time. To ensure alignment, we conduct regular reviews of each client's portfolio and implement systematic rebalancing if it has drifted significantly from the target.

We understand that client circumstances can evolve, and we are here to provide assistance in adapting to those changes. Additionally, we recognize that investment risk tolerance may fluctuate even without significant life events. As a result, we periodically re-evaluate your risk tolerance to ensure it remains in line with your objectives.

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Bob Rubin, CLU®, ChFC®

President & Founder

Building Lifelong Bonds with our Clients

“We aim to take a more personal approach and build relationships with all of our clients. Our level of service and attention to detail is designed so that we can treat every client as if they’re our only client.”

No BS… Just straight forward advice

Contact Bob, the Nation’s Predominant Politically Conservative Financial Advisor Today!

Call Bob @ (561) 288-1111

Email Bob @ Bob@RubinWA.com

Or schedule a call below!