By Bob Rubin, CLU®, ChFC®, and Bryan E. Leib   This article originally appeared on Newsmax Here: https://www.newsmax.com/bryanleib/businesses-investing-wealth/2026/08/04/id/1264957/   For decades, Washington’s answer to nearly every economic challenge has been another government program.   Too often, those programs teach Americans

Parents and grandparents have always wanted the same thing for the next generation: a better start than they had.   For some families, that means helping pay for college. For others, it’s assistance with a first home, starting a business,

This article originally appeared on Townhall here:    https://townhall.com/columnists/bob-rubin/2026/06/11/washingtons-debt-problem-is-every-investors-problem-n2677564    Most Americans know the national debt is large. Few realize just how quickly it is becoming a threat to their financial future.   The United States now carries more than

Many investors are asking the same question right now: is the stock market overvalued?   It is a fair question. The S&P 500 has become increasingly dependent on a relatively small group of mega-cap technology companies, many of them tied

This article originally appeared on Florida Jolt here: https://floridajolt.com/bob-rubin-florida-leads-the-nation-by-killing-dei/    As a Florida resident and taxpayer, I could not be prouder of the direction our state continues to take. Once again, Florida’s leaders are proving that common sense governance still

This article originally appeared on Townhall here: https://townhall.com/columnists/bob-rubin/2026/02/21/rising-federal-debt-why-strategic-planning-matters-more-than-ever-for-high-net-worth-families-n2671474    Governments rarely shrink on their own. Over time, they tend to grow through new programs, emergency measures that become permanent, and incremental policy expansions that appear modest in isolation but significant

This article originally appeared on Florida Jolt here: https://floridajolt.com/bob-rubin-moving-to-florida-isnt-enough-why-retirees-from-high-tax-states-need-a-new-financial-plan/    The tax savings are real in a move to Florida, but so are the risks, especially for retirees who assume the move alone did the work.   Americans continue to

This article originally appeared on The Daily Caller here: https://dailycaller.com/2025/12/09/opinion-sky-high-vacancy-sky-high-rents-and-progressive-policies-to-blame-for-blue-city-housing-mirage-bob-rubin/   CNBC reported this month that apartment vacancies across America have climbed to an all-time high. On the surface, that sounds like good news. More empty units should mean more

This article originally appeared on Florida Jolt here: https://floridajolt.com/bob-rubin-celebrating-a-60-mile-ride-that-moves-us-all-forward/   In a world crowded with noise, division, and endless distractions, it is powerful to witness something that brings people together for a cause rooted in love, dignity, and human connection.

The debate between red states and blue states has been going on for decades. But heading into 2025, one thing is clear: red states are attracting more people, more capital, and more opportunity. Meanwhile, many blue states are experiencing high

This article originally appeared on Townhall.com here: https://townhall.com/columnists/bob-rubin/2025/10/21/a-government-shutdown-isnt-the-end-of-the-world-it-might-be-the-reset-america-needs-n2665208    Each time Washington flirts with a government shutdown, the ruling class descends into hysteria. Politicians predict calamity, bureaucrats issue warnings of chaos, and the media blares that civilization itself teeters on

This article originally appeared on Florida Jolt here: https://floridajolt.com/bob-rubin-woke-banks-are-cancelling-americans-how-can-floridians-fight-back/   Imagine this: You run a successful business in Miami, Tampa, or Palm Beach. You pay your bills. You have done nothing wrong. Then one day, you get a letter from

This article originally appeared on the Daily Caller here: https://dailycaller.com/2025/08/17/opinion-woke-banks-are-cancelling-americans-here-is-how-everyday-americans-should-fight-back-bob-rubin/    Imagine this: You run a successful business. You pay your bills. You have done nothing wrong. Then one day, you get a letter from your bank saying your accounts

This article originally appeared on Daily Caller here: https://dailycaller.com/2025/06/27/opinion-ai-is-reshaping-capitalism-smart-investors-are-paying-attention-bob-rubin/    Artificial intelligence is no longer a future concept. It is the present reality. And it is moving faster than most investors, wealth managers, and policymakers are prepared for.   From real-time

This article originally appeared in Townhall here: https://townhall.com/columnists/bob-rubin/2025/05/09/america-first-global-gains-the-us-uk-trade-deal-signals-a-new-era-for-equities-n2656782    Today’s landmark trade agreement between the United States and the United Kingdom is more than a diplomatic milestone, it is a signal flare from Washington to the rest of the world:

This article originally appeared on Florida Jolt here: https://floridajolt.com/bob-rubin-trumps-tariffs-are-a-win-for-floridas-workers-and-economy/    The corporate press and the professional hand-wringers in Washington are panicking over President Donald Trump’s bold new tariff agenda. But here in Florida, we know better. For decades, we watched

This article originally appeared on Florida Jolt here: https://floridajolt.com/bob-rubin-florida-stands-with-israel-thats-why-im-proud-to-call-it-home/    For the last 51 years, I have called Florida home. One thing has remained steadfast through hurricanes, economic booms and busts, and shifting political tides: our state’s commitment to strong

This article originally appeared on Townhall here: https://townhall.com/columnists/bob-rubin/2025/03/20/president-trumps-tariffs-will-revitalize-americas-economy-n2654079 Ontario Premier Doug Ford has announced that he is slapping a 25% increase on electricity exports to the U.S. in response to Trump’s trade war. While this certainly has a shock value,

This article originally appeared on Townhall here: https://townhall.com/columnists/bob-rubin/2025/02/03/making-america-strong-again-how-tariffs-fuel-economic-growth-n2651578#google_vignette    Tariffs are more than just economic instruments; they are strategic tools in the hands of a master negotiator. No leader understood this better than President Donald J. Trump, whose America First

When President Donald J. Trump took office in 2017, he promised to transform America into the world’s energy superpower. Through deregulation and strategic investments, Trump delivered a revolution that bolstered U.S. energy independence and reshaped global markets. Energy isn’t just

In today’s hyper-politicized world, conservatives are no strangers to the ideological battles being waged on every front—cultural, educational, and economic. Among these battlegrounds, the corporate sphere has become one of the most insidious arenas where the left’s agenda is not

In an age where corporate America has largely abandoned the pursuit of excellence for the quagmire of political conformity, the need for discerning investors to adapt has never been more pressing. While some companies loudly trumpet their retreat from divisive

This article originally appeared on Townhall here: https://townhall.com/columnists/bob-rubin/2024/12/04/the-fall-of-dei-how-president-trump-ushers-in-a-merit-based-future-n2648601    The news that Walmart is ending all its Diversity, Equity, and Inclusion (DEI) practices is the clearest sign yet that this divisive ideology is on its way to the dustbin of history. For

This article originally appeared on Daily Caller here: https://dailycaller.com/2024/11/30/opinion-celebrities-political-star-power-they-thought-they-did-bob-rubin/, and the photo was obtained from https://www.freep.com/story/news/politics/elections/2024/09/19/oprah-winfrey-hosts-kamala-harris-livestream-from-michigan/75277940007/    Oprah Winfrey’s hypocrisy and Robert De Niro’s suggestion that he might to leave the United States are reminders that, at the end of the day, celebrities are

Is fracking still a dirty word? Not under President Trump’s leadership! With his return to office, the progressive war on American energy independence is coming to an end. By nominating Chris Wright as Energy Secretary, Trump has made it clear:

This article originally appeared on Townhall here: https://townhall.com/columnists/bob-rubin/2024/11/09/restoring-americas-economic-prosperity-how-president-elect-trump-can-lead-us-forward-n2647512   The American people have spoken, choosing a leader who will restore our nation’s economic strength and put us back on the path to prosperity. With President-elect Donald J. Trump, we have

This op-ed by Bob Rubin originally appeared on Townhall.com here: https://townhall.com/columnists/bob-rubin/2024/09/21/corporate-retreat-from-dei-a-battle-for-merit-in-a-world-of-compromise-n2644937   In 2024, as corporations such as Molson Coors, Ford, John Deere, and Harley-Davidson scaled back their Diversity, Equity, and Inclusion (DEI) initiatives, the question looming over the business world was not one

This op-ed by Bob Rubin originally appeared on the Daily Caller here: https://dailycaller.com/2024/09/28/opinion-government-acknowledge-economic-hardship-bob-rubin/    In his recent op-ed for the Daily Caller, highly respected economist Stephen Moore raises a critical concern: Washington may be manipulating economic data to present a more

The Federal Reserve is a critical institution in the U.S. economy, shaping the landscape for both individual investors and large businesses. Its decisions on interest rates, monetary policy, and financial regulation ripple across markets, influencing everything from stock prices to

This article originally appeared on The Daily Caller here: https://dailycaller.com/2024/09/01/opinion-818000-labor-revision-incompetence-or-deception-bob-rubin/?fbclid=IwY2xjawFFT0RleHRuA2FlbQIxMQABHRzNj8qKSl_foTveStPNDN9u-E8b7YFBqwaEpowssgjqitiRlPPY-BVfxw_aem_OyAjsJrvyEugc8oCe7iw6g   The recent revelation from the Bureau of Labor Statistics (BLS) that it had to revise U.S. employment figures downward by a staggering 818,000 jobs has left many Americans questioning the

This op-ed by Bob Rubin originally appeared on The Daily Caller here: https://dailycaller.com/2024/08/06/bob-rubin-what-the-markets-are-telling-us-about-the-election/    With the U.S. stock markets and markets around the world in free fall yesterday, it is a good time to walk conservatives in America through how

This op-ed by Bob Rubin originally appeared on Daily Caller here: https://dailycaller.com/2024/07/12/opinion-the-dollar-is-in-trouble-and-the-stakes-couldnt-be-any-higher-bob-rubin/    The Republican National Committee’s platform committee adopted a new GOP platform on Monday that promises to do the following if the Republicans win the House, the Senate

New rules for 529 college savings plans have gone into effect for 2024, providing even greater advantages for families looking to save for college in a tax-advantaged manner. Previously, concerns about potential penalties for non-qualified withdrawals may have deterred some

This article originally appeared on Fortune Magazine: https://fortune.com/2024/01/05/reason-ai-replace-financial-advisors-wealth-bob-rubin/   In the ever-evolving landscape of financial services, one of the most transformative developments in recent years has been the integration of artificial intelligence (AI) into wealth advisory practices. While we should

This article was seen originally on JNS: https://www.jns.org/downgrading-israels-credit-rating-is-a-mistake/ Less than two weeks after the Oct. 7 massacre of 1,400 Israelis, the world is predictably starting to turn on Israel, whether it’s at the United Nations, in the international media or

Original article appeared on Daily Caller: https://dailycaller.com/2023/10/17/opinion-the-stone-cold-truth-about-bidenomics-bob-rubin/    The term “Bidenomics” has become synonymous with the economic policies of the Biden administration and let’s be frank, they have failed on every possible level. I can’t bite my tongue any longer

Bob Rubin Appears on One America News to comment on Vice President Kamala Harris comments about “Climate Anxiety” Recently, Vice President Kamala Harris said that young Americans aren’t buying homes or having children because they have “climate anxiety.” One America’s

This article originally appeared on https://fortune.com/2023/09/13/blackrock-vanguard-were-once-esg-reversing-course-finance-bob-rubin/ Finance giants BlackRock and Vanguard seem to be changing their approach to Environmental, Social, and Governance (ESG) investment strategies, increasingly rejecting shareholder proposals that focus on environmental and social issues. Vanguard Group says it has only

If you’re keeping tabs on the pulse of America, you’ve likely noticed a mass migration from blue states to red states. One of the most telling examples comes from San Francisco, where Nordstrom recently announced the closure of its flagship

The following article comes from Bob Rubin’s  op-ed for JNS :https://www.jns.org/column/financial-services/23/8/3/307522/   Over the span of my long career as a financial advisor, I’ve witnessed a myriad of situations – clients amassing and losing fortunes, colossal institutions with billions in