What You Can Expect as a Client

Investing is more than just accumulating wealth.

 

You’ve worked diligently to build your financial assets, and now it’s time for your money to work for you. At Rubin Wealth Advisors, we understand that your financial well-being is paramount. As fiduciaries, your interests always take precedence over ours. Our primary focus is to help vou achieve what matters most to you.

The Rubin Wealth Advantage

We recognize that your financial goals are unique, and our role is to identify and define them, allowing you to transform your vision for the future into a reality. Throughout our partnership, you’ll establish personal connections with your dedicated financial advisor. Additionally, we provide tools to track your progress along your financial journey, giving you transparency and control over your financial path.

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Investment

The Politically Conservative Aspect of Our Firm and Its Implications for You

When it comes to your investments, our focus is on reducing exposure to companies that may not align with your conservative values. We understand that perfection is elusive in the world of investment management, but we strive to minimize the influence of companies with strong progressive leanings in your portfolio.

 

Our goal is to reduce the “wokeness” in your portfolio by approximately 10% Going beyond this threshold could potentially compromise returns, so we aim for a balance that aligns with your values while maintaining financial viability. For example, we may avoid investing in Google while considering Microsoft, understanding that most companies tend to lean left, and our aim is to eliminate the most objectionable ones.

 

In the realm of fixed income, if municipal bonds are deemed necessary for your portfolio, rest assured that we exclusively select bonds from states that align with conservative principles. You won’t find bonds from states like Illinois or California in your portfolio, as we focus on bonds from states that share a conservative ideology, ensuring that your investments mirror your values.

Account Minimum

At RWA, we maintain a combined minimum account size of $1 million, emphasizing our dedication to serving clients with substantial financial resources. This threshold enables us to provide the personalized attention and tailored financial solutions that our clients deserve, ensuring a secure financial future for you and your family.

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At Rubin Wealth Advisors, we understand that navigating the investment landscape can be daunting, particularly in these times when many feel uncertain about the direction our country is heading. That’s why we’ve incorporated the Nitrogen risk assessment process, a cutting-edge tool designed to align your financial portfolio with your personal risk tolerance.

 

Nitrogen, previously known as Riskalyze, is an innovative software program that precisely evaluates your willingness and ability to handle investment risk, quantifying it as a ‘Risk Number.’ This Risk Number, ranging from 1 to 99, reflects your comfort level with investment risk—the higher the number, the greater your tolerance. The unique aspect of Nitrogen is its reliance on Nobel Prize-winning computational methods, which ensure a high degree of accuracy far surpassing traditional, subjective risk profiling.

This process begins with a questionnaire that you complete, which feeds into Nitrogen’s sophisticated algorithm. The result is a Risk Number tailored specifically to you, offering a clear, objective view of your risk appetite.

But Nitrogen doesn’t stop there. It also assigns Risk Numbers to investment portfolios. This feature allows us to efficiently match your Risk Number with suitable investment options, ensuring that your portfolio is not only aligned with your risk tolerance but is also positioned to maximize potential returns.

In today’s volatile market, where many fear the progressive agenda is threatening the financial stability of our nation, Nitrogen provides a beacon of clarity. It’s a tool that empowers us at Rubin Wealth Advisors to safeguard your interests and investments. It allows us to conduct stress tests and scenario analyses, such as the impact of a bear market or high inflation, ensuring your portfolio remains resilient against uncertainties.

Originating in 2011 and now a market leader, Nitrogen has revolutionized the way risk is assessed in the financial sector. It is widely used by professionals across the U.S., attesting to its reliability and effectiveness.

In choosing Rubin Wealth Advisors, you’re not just selecting a financial advisor. You’re choosing a partner who understands your concerns in these challenging times and who is equipped with the best tools to secure your financial future. Discover your Risk Number with us and take the first step towards a portfolio that reflects your values and goals in this ever-changing world. Schedule an appointment today to explore how Nitrogen can work for you.