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Our Partners

Bob and his team demand best-in-class solutions that improve your user experience while optimizing technical performance. We have carefully selected partners who are among the best financial technology companies in the industry.

Rest assured that at Rubin Wealth Advisors, the security of our clients’ assets is of utmost importance. We have partnered with Charles Schwab, a trusted custodian, to ensure the safe keeping of all our clients’ funds. As the custodian, Charles Schwab is responsible for holding and safeguarding our clients’ assets. Please note that Rubin Wealth Advisors will never directly hold any client’s assets. Your investments are in capable hands with our custodial partner, Charles Schwab. When you become a client, we work together to help you meet your financial goals and then execute those goals by directing Charles Schwab on your behalf.

Schwab offers user-friendly tools, such as their mobile app, which provide you with easy access to your account information. This app has been recognized as the top-ranked app for investors by JD Power, a trusted authority in customer satisfaction ratings. We truly value the level of service, support, and excellence that Schwab provides to our clients, and we are proud to align ourselves with their commitment to delivering exceptional tools and resources to help you stay informed and in control of your investments.

Understanding our personal tolerance for investment risk is crucial, but it can be challenging to accurately gauge. Our perception of risk may not always align with the reality. That’s where Bob and his team come in. They leverage the power of Riskalyze, an acclaimed technology, to help you better comprehend your comfort level with investment risk.

Riskalyze is a leading risk alignment platform that offers a unique advantage by providing a quantitative measurement of risk. By utilizing the Riskalyze Risk Number®, Bob and his team can objectively quantify the risk associated with your investments. This approach eliminates subjectivity and replaces ambiguous terms like “conservative” or “moderately aggressive” with a specific number ranging from 1 to 99. This simple yet powerful tool empowers you with a clear understanding of your risk profile.

At Rubin Wealth Advisors, we believe in leveraging cutting-edge technologies like Riskalyze to ensure that your investment strategy aligns with your comfort zone. By quantifying risk in a tangible way, we strive to provide you with the clarity and confidence needed to make informed investment decisions.

We’ve partnered with Advyzon to provide secure, seamless access to our clients’ information across multiple operating systems and devices. With an integrated client portal, mobile app, and secure document management system, our clients’ data is available when and where they need it.

 

At Rubin Wealth Advisors, client relationships are at the heart of what we do. Advyzon system keeps email records, notes, activities, and workflows easily accessible, ensuring quick access to our clients’ information. Clients have the ability to securely upload documents to us, by using their Advyzon client portal.

We Put Your Interest Ahead of Ours. Period.

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RUBIN WEALTH ADVISORS

Call Bob at (561) 288-1111
Email Bob at bob@rubinwa.com

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Matching Your Risk and Return: A Personalized Approach for Maximizing Your Financial Success
At Rubin Wealth Advisors, we believe that understanding your risk tolerance is the key to maximizing your financial potential. Traditional methods of categorizing risk with vague labels like conservative, moderate, or aggressive often lead to confusion. These terms can mean entirely different things to different people, which creates misalignment between your expectations and your investment strategy. That’s where problems can arise—and where opportunities can be missed.
 
We take a different approach. By using a precise, quantitative system to determine your Risk Number, we help you make informed decisions that directly benefit you. Your Risk Number is more than just a score; it’s a powerful tool that helps guide your financial strategy. If your Risk Number is 64, for example, both you and our team will know exactly what level of risk that involves and how it relates to potential returns. The guesswork is gone, replaced by clarity and confidence.
 
Here’s where it really benefits you: Understanding your Risk Number not only ensures that your portfolio is aligned with your comfort zone, but it also increases your chances of achieving a higher risk-adjusted rate of return over time. By matching your investments to your specific risk profile, you’re better positioned to optimize returns without taking on unnecessary risk—especially over a 3-5 year period, where market fluctuations can test even the most seasoned investor.
 
The process is simple and designed to serve your best interests. In just a few minutes, we’ll walk through a short conversation to determine your Risk Number. From there, we’ll craft an investment portfolio tailored specifically to you, ensuring that the level of risk is appropriate for your goals. This isn’t about avoiding risk entirely; it’s about taking on the right amount of risk so you can achieve the returns you need while remaining confident in your strategy.
 
By aligning your portfolio with your Risk Number, you gain the peace of mind to handle market volatility. You’ll know exactly how much downside risk is possible and what kind of upside you can expect. For example, a portfolio with a Risk Number of 64 might have a potential downside of -10% over six months but offers a possible 15% gain. This range helps you stay calm during downturns because you’ve already accounted for them, and it positions you to benefit when the market performs well.
 
We also stress-test your portfolio in various market conditions—such as economic downturns or inflation spikes—to ensure you’re always prepared. This proactive approach ensures your investments stay aligned with your risk tolerance, giving you the best chance for success regardless of what happens in the markets.
 
How does this benefit you? Managing risk properly allows you to maximize returns without exposing yourself to more risk than necessary. Over time, this careful balance increases the likelihood that you’ll achieve your financial goals—whether that’s building wealth, preparing for retirement, or preserving your assets.
 
At Rubin Wealth Advisors, a Boca Raton financial advisor, we’re committed to helping you achieve higher risk-adjusted returns. As a licensed fiduciary, we specialize in guiding clients through personalized wealth management strategies, ensuring your investments align with your long-term goals. Let’s work together to discover your Risk Number and build a strategy that sets you up for success over the next 3-5 years and beyond. Contact us today to get started.