Resource Library

7 Essential Investment Principles for Success

Understand fundamental investing concepts so you can make informed decisions, construct well-balanced portfolios, and work towards achieving your financial goals with confidence. Details

5 Retirement Planning Mistakes

Watch out for these common planning errors so you can have a comfortable retirement. Details

5 Compelling Reasons to Work With A Financial Advisor

Hiring a financial advisor provides individuals and families with personalized guidance as they work towards securing their financial future. Details

6 Important Components of a Financial Plan

Make sure these important considerations don’t get overlooked when constructing a financial plan. Details

7 Investing Blunders

Avoid these common mistakes that many investors make by learning these important investing considerations. Details

8 Questions Everyone Approaching Retirement Should Ask

By addressing these eight questions and seeking professional guidance as needed, individuals can better prepare for a secure and fulfilling retirement. Details

5 Personal Spending Pitfalls to Avoid

Learn how to steer clear of these personal spending traps in this free guide. Details

At Rubin Wealth Advisors, we understand that navigating the investment landscape can be daunting, particularly in these times when many feel uncertain about the direction our country is heading. That’s why we’ve incorporated the Nitrogen risk assessment process, a cutting-edge tool designed to align your financial portfolio with your personal risk tolerance.

Nitrogen, previously known as Riskalyze, is an innovative software program that precisely evaluates your willingness and ability to handle investment risk, quantifying it as a ‘Risk Number.’ This Risk Number, ranging from 1 to 99, reflects your comfort level with investment risk—the higher the number, the greater your tolerance. The unique aspect of Nitrogen is its reliance on Nobel Prize-winning computational methods, which ensure a high degree of accuracy far surpassing traditional, subjective risk profiling.

This process begins with a questionnaire that you complete, which feeds into Nitrogen’s sophisticated algorithm. The result is a Risk Number tailored specifically to you, offering a clear, objective view of your risk appetite.

But Nitrogen doesn’t stop there. It also assigns Risk Numbers to investment portfolios. This feature allows us to efficiently match your Risk Number with suitable investment options, ensuring that your portfolio is not only aligned with your risk tolerance but is also positioned to maximize potential returns.

In today’s volatile market, where many fear the progressive agenda is threatening the financial stability of our nation, Nitrogen provides a beacon of clarity. It’s a tool that empowers us at Rubin Wealth Advisors to safeguard your interests and investments. It allows us to conduct stress tests and scenario analyses, such as the impact of a bear market or high inflation, ensuring your portfolio remains resilient against uncertainties.

Originating in 2011 and now a market leader, Nitrogen has revolutionized the way risk is assessed in the financial sector. It is widely used by professionals across the U.S., attesting to its reliability and effectiveness.

In choosing Rubin Wealth Advisors, you’re not just selecting a financial advisor. You’re choosing a partner who understands your concerns in these challenging times and who is equipped with the best tools to secure your financial future. Discover your Risk Number with us and take the first step towards a portfolio that reflects your values and goals in this ever-changing world. Schedule an appointment today to explore how Nitrogen can work for you.